Frequently Asked Questions

1. WHERE ARE THE PROJECTS OF PAAPDC LOCATED?

At present, PAAPDC projects are concentrated in the high growth areas of the Province of Laguna where major industrial complexes are located, particularly in the municipalities of San Pedro, Biñan, Cabuyao and Calamba City. The completed projects include St. Joseph Village 1 in San Vicente, San Pedro; St. Joseph Village 2 in Sto. Tomas, Biñan; St. Joseph Village 3 in Mamatid, Cabuyao; St. Joseph Villages 4, 5, and 6 in Butong, Cabuyao. On-going projects where house and lot units are still for sale include St. Joseph Village 8 in Butong, Cabuyao; St. Joseph Village 7 in Marinig, Cabuyao; Laguna Buenavista Executive Homes in Barandal, Calamba City and St. Joseph Village 9 in Langgam, San Pedro. All of the foregoing projects already have existing residential communities.

2. WHAT ARE THE PRODUCTS OFFERED BY PAAPDC?

PAAPDC offers a fine selection of house models with lot areas ranging from 40 square meters to 120 square meters. Houses are either single attached or detached. There are townhouse and row house types with floor areas ranging from 27 to 104 square meters.

3. ARE YOUR HOUSES READY FOR OCCUPANCY? WHEN CAN WE MOVE-IN?

Generally, the packages being offered are not yet ready for occupancy. There are Ready-For-Occupancy (RFO) units in certain projects which, however, are limited in number. Buyers are allowed to move-in to the units as soon as document and payment requirements are met and the unit construction is completed.

4. ARE PROPERTIES IN YOUR PROJECTS SECURE ENOUGH?

Yes. All PAAPDC projects are manned by 24-hour security personnel posted at the entrance gate of each project who monitor people and traffic going to and from the subdivision premises. Moreover, the locations of the projects are well-chosen to ensure secure living of the residents.

5. IS THERE ADEQUATE WATER AND POWER SYSTEM FACILITY IN YOUR PROJECTS?

Yes. The water system facility of every PAAPDC project is competently managed and handled by St. Joseph Water Services Corporation (SJWSC). SJWSC has the capability of operating at 100% capacity based on the density of units in each project. The power system is provided by MERALCO, ensuring that each unit is power cable ready that can be energized upon the installation of the electric meter.

6. WHY SHOULD I CHOOSE PAAPDC OVER OTHER DEVELOPERS?

PAAPDC has set the track record of building better, high quality houses in Laguna. It has more than 13 years of solid performance in subdivision development backed by highly professional sales force and buyer-friendly corporate staff and officers. PAAPDC projects are products of well-crafted master plan created by seasoned Engineers and Architects which comprise the technical team, among others. The features and amenities for each project are tailored-fit to the type of development and concept for each subdivision. The houses are in simple but very functional designs that suit the taste and preferences of the buyers, and its durability is guaranteed by PAAPDC. Affordable financing packages are likewise made available by PAAPDC that suit the payment capacity of the buyers.

7. HOW MANY HOUSE MODELS DO YOU HAVE?

PAAPDC offers a variety of house models in each project to choose from. There are 6 house models in Laguna Buenavista Executive Homes; 3 in St. Joseph Village 8; 3 in St. Joseph Village 7; and 5 in St. Joseph Village 9. PAAPDC continuously conceptualizes house models with simple but functional designs to suit the taste of the clients.

8. DO YOUR PLANS ALLOW FUTURE EXPANSION OF THE HOUSE?

Yes. The units are very functional in design and allow future expansion or redesign.

9. IF I WANT MY HOUSE CUSTOMIZED, CAN YOU DO IT?

Yes, although generally, the packages that PAAPDC offers are already pre-designed. Buyers are allowed to talk to the Planning and Design team of PAAPDC to discuss the details of the concepts and preferences of the buyers, subject however to the approval of PAAPDC.

10. WHAT ARE YOUR HOUSES MADE OF?

The house structures, particularly its column beams and foundation, are made of reinforced concrete. Walls are concrete hollow blocks with painted rough cement finish with groove and sand blasting on exteriors. Interior partitions are painted plaster finish and painted fiber cement board on wooden frames. Roof framings are made of steel and roofing materials are pre-painted long span with box gutters, flashings and other bended accessories. Windows are white spray coated steel casement and aluminum powder coated sliding windows. Main doors are painted wooden panels and painted flush doors for bedrooms and PVC Door and jamb for toilet and bath. Floor finishing is ceramic tile (for complete types) and homogenous vinyl tiles on the second floor. Ceramic tiles for kitchen counter top and stainless steel sink. For toilet and bath, ceramic floor tiles and glazed wall tiles.

11. IF I BUY NOW, HOW LONG CAN YOU FINISH THE CONSTRUCTION OF THE HOUSE?

Allow at least 60 days from date of full payment of the equity/downpayment for installment buyers, or from full payment of the total contract price for cash buyers, within which to complete the construction of the house.

12. I AM A LOT BUYER. WHAT SHOULD I DO TO FACILITATE THE CONSTRUCTION OF A HOUSE ON MY LOT?

Lot buyers have the option either to build their own house or to request PAAPDC to build the house on the lot. In both cases, the construction cost shall be for the account of the buyer. Should a lot buyer prefer to build the house without the involvement of PAAPDC in its construction, he/she is still required to secure the approval of PAAPDC technical group on the plans that will be used for the construction to ensure that the buyer will comply with the architectural designs and guidelines of the subdivision.

13. HOW DO I GET STARTED IN ACQUIRING A PROPERTY FROM PAAPDC?

Simply provide us your query and contact details, and we shall get back to you immediately to facilitate your reservation.

14. I AM A FOREIGNER. CAN I PURCHASE A PROPERTY FROM PAAPDC?

Philippine laws provide for limitations on ownership of real property by foreign nationals. Foreign nationals seeking to purchase real properties from PAAPDC are encouraged to consult with PAAPDC Sales and Marketing to be guided accordingly.

15. I AM A FILIPINO CITIZEN. CAN I PURCHASE A PROPERTY EVEN IF I AM ABROAD?

Yes. Simply designate your authorized representative in the Philippines and execute a Special Power of Attorney to formalize said designation. Your representative must be authorized to act on your behalf to transact with PAAPDC relative to your purchase of a property. Said Special Power of Attorney should be properly notarized. Should you execute said Special Power of Attorney while in a foreign country, go to the nearest Philippine Consulate to have the Special Power of Attorney duly authenticated. As soon as you provide us a copy of said Special Power of Attorney, we shall furnish your representative the necessary sales documents for execution.

16. HOW MUCH DO YOUR HOUSES COST?

Our house and lot packages range from P380,000.00 to P2,240,000.00. Lot prices range from P4,500.00 to P5,500.00 per square meter.

17. WHAT ARE THE AVAILABLE FINANCING OPTIONS?

The following are your financing options:

1. Pag-IBIG Fund housing loan     – for Pag-IBIG fund members
2. payable up to 30 years depending on the total contract price of the unit
1. Deferred Payment for 12 months without interest
2. In-house financing for 5, 7, or 10 years at affordable interest rates per annum fixed within the term
3. Direct-end buyer’s financing from our friendly accredited banks at very attractive interest rates and affordable payment terms

18. WHERE CAN PAYMENTS BE MADE?

Payments are accepted only at the PAAPDC Head Office in San Pedro, Laguna. For in-house and deferred payment plan, buyers can issue post-dated checks that will cover the monthly payments both on the equity and the balance as amortized over the preferred term. For Pag-IBIG financed units, buyers can pay Pag-IBIG Fund through PAAPDC in view of the latter’s Collection Servicing Agreement with Pag-IBIG Fund. Post-dated checks can likewise be issued by the buyer that will cover the monthly amortizations payable to Pag-IBIG Fund.  For direct-end buyer’s financing, payment on the equity should likewise be made directly to PAAPDC. However, the balance being financed by the bank should be paid directly to the financing bank.

19. I AM BASED ABROAD. HOW CAN I MAKE PAYMENTS?

Buyers who are based abroad may issue post-dated checks that will cover their payment for the entire term. Direct fund transfers to the account of PAAPDC can also be done through bank to bank arrangement. Details on this concern will be provided to the buyers during reservation.

20. WHAT ARE THE DOCUMENTS I SHOULD SUBMIT TO PAAPDC IN BUYING A PROPERTY?

The following documents must be submitted to PAAPDC prior to reservation:

• Proof of Income (Job/employment contract, pay slip, Income Tax Return)
• Proof of billing address (credit card, light or water bill)
• Proof of Identity (IDs, photocopy of a valid passport)

Upon reservation, the buyer shall be required to accomplish and sign the Buyer’s Information Sheet, Reservation Agreement and the Contract-to-Sell. For those transacting through a representative, a Special Power of Attorney must be submitted.

Within 30 days from reservation, a buyer shall be required to submit the following:

• 3 pieces 1x1 ID picture (if married, the ID picture of the spouse should also be submitted)
• Birth certificate, if single. Marriage contract, if married
• Residence certificate

21. WHAT ARE THE DOCUMENTS THAT PAAPDC WILL PROVIDE ME?

Upon reservation, copies of the following documents will be furnished to the buyer or to his/her authorized representative:

• Reservation Agreement
• Interview Sheet
• Contract-to-Sell

Upon full payment of the property, copies of the following documents will be furnished to the buyer or to his/her authorized representative:

• Deed of Absolute Sale
• Original Transfer Certificate of Title of the property purchase (allow transfer in the name of the buyer at least 90 days from full payment of the property)
• Tax declaration of the property (allow transfer in the name of the buyer at least 90 days from full payment of the property)

 

1) What is the exact address of the project?
ANSWER: The project is located at Rosario, Pasig City. It is 150 meters away from Ortigas Ave. Extension near Ever-Gotesco Ortigas.

2) When will the project be finished / completed?
ANSWER: The project is a residential 5-storey condominium. It consists of 15 cluster buildings with 30 square meters in each unit. The start of development will be on February, 2007 and the first building consists of 4 clusters is expected to be completed on June, 2007. All other buildings will be completed on the end of 2007.

3) What are the items included in my purchase?
ANSWER: The finished unit will be delivered to the client as follows: pre-painted walls and ceilings, ceramic floor tiles, complete bathroom fixtures, kitchen base cabinet and provisions for window-type aircon unit. Each unit will be provided with individual electric and water meters for easy monitoring and fair charging.

4) Can I alter/change/re-design my unit?
ANSWER: Though the exterior of the building/unit cannot by altered as defined in the Master Deed of Restriction, the interior of the unit can be modified according to the taste or preference of the owner subject to the rules and regulations of the condominium corporation.

5) Does my purchase include a parking slot?
ANSWER: Parking slots are sold separately from the units. The client has the option either to include or not to include a parking slot in his/her purchase. Every unit sold can avail of at most 1 parking slot.

6) What does the Total Contract Price include?
ANSWER: The Total Contract Price includes all applicable government taxes (such as E-VAT) and other miscellaneous charges in processing the transfer of title to the owner. Therefore, buyers need not worry about additional charges in order to secure their unit; the Total Contract Price already takes care of these expenses.

7) What are the fees/charges that we have to pay?

ANSWER: There will be condominium dues payable every month. This amount is based on the area of the purchase unit, and will cover payments for the building insurance, fire insurance, and property management. Property management
would include the maintenance of common areas such as the hallways, landscaped areas, playground, security and others. Condo dues shall be determined by the condominium corporation at the time of the delivery.

8) What is the extent/coverage of the building and fire insurance?
ANSWER: The building and fire insurance covers the costs of the building against natural calamities and disasters to be administered by the Condo Corporation covered by the monthly dues collected. However, separate fire insurance for the each unit will be paid by the buyer as a requirement of the loan originator.

9) How will the garbage be collected?
ANSWER: There will be a designated area for garbage collection. No garbage chutes would be found within the building as designers, from past experience, found them disadvantageous for nearby units and due to difficulties in maintenance. Rather, there will a collection point where residents can drop off their garbage; disposal will part of the responsibilities of the property manager.

10) Do you have a License to Sell?
ANSWER: It is being processed and expected to be released by January, 2007. And, since this is a pre-development offer, rest assured that prices offered today are definitely lower that what they will be upon actual completion. Not only is the project a wonderful estate, it is also a viable investment.

12) When can I get my title?
ANSWER: The Condominium Certificate of Title will be made available maximum of 6 months after execution of DAS the delivery of the unit and execution of the Deed of Absolute Sale. Before the turnover of the unit, each unit owner will be informed beforehand of a joint inspection to be conducted by the developer and the buyer. It is to the discretion of the buyer.